Business Ideas to Make Money in the Fall

Moving Students Into Their New Residences

Late summer/fall is the season when students are on the move, moving from their parents’ homes into dorms, moving from summer accommodations into other living quarters, returning from summer jobs and looking for places to live. In almost all cases, they have stuff that has to be moved too. If you live in a college town or near a university and have a truck, van, or trailer, moving students and their stuff could be a profitable short-term business. And, of course, it wouldn’t be hard to turn this small business idea into a year-round business if you broadened the niche.

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19. Mystery Shopper

Have your dinner and get paid, too, when you sign up to visit and review local grocery stores and other retailers. All you have to do to be considered for this job is fill out an application with The Source, an independent field agent database provider — no fees required. Once you’re approved, you can search out mystery shops in your area. You’ll get paid weekly via direct deposit or monthly if you choose a paper check for all your work.

53. Be a Mystery Shopper

Customer reviews are often the deciding factor for consumers in choosing whether to make a purchase. In fact, according to a 2017 BrightLocal survey, 85% of consumers said they trusted online reviews as much as personal recommendations. It’s no surprise then that mystery shoppers are in high demand. Companies hire these shoppers to visit their stores and test services and products. Mystery shoppers interact with staff, ask about predetermined products and make purchases, for which the company reimburses them. Shoppers then fill out reports recounting their experiences. According to ZipRecruiter, the average annual salary for a mystery shopper is $41,611 .

10. Fall-Themed Treats

’Tis the season to be pumpkin! Grab a pumpkin spice latte on the way home and get your apron on. It’s time to rustle up some home cookin’ for a profit! You can charge per pie or per slice, and if you’re really creative you can make pumpkin-flavored anything.

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This is the only time of year when that’s acceptable, so make sure you’re taking full advantage! Just be careful to follow local and state laws regarding homemade food businesses.

Earning Potential:

You have the “home” advantage here. People always prefer something that was made with love than mass-produced. Check your local store brand to see what they sell for, and feel free to add on an extra couple of bucks for that personal touch.

13. Deliver meals

Join apps like GrubHub, Postmates, or Uber Eats and deliver to-go food on your free nights or weekends. You get the option to completely choose your own schedule and work when you have the time. The best part? Not having a car isn’t necessarily a deal-breaker. Depending on the city, you may be able to deliver with your bike or scooter too.

17. Help with home gardening

Offering your services as a local gardener could make you enough money quickly enough to satisfy some pressing needs. There are loads of options from mowing lawns and pulling weeds to planning gardens and decor. If you pitch to enough neighbors, you’ll find at least a few takers. It’ll be worth your while.

2. Sell your photos

Do you have a keen eye? Are your photos museum-worthy? Well, if you answered yes or no to any of those questions then you can sell your photos to stock photo agencies like Shutterstock, iStock, Adobe and other similar companies. It really doesn’t matter if you are a professional or novice; you still have the opportunity to make some money. Most work on a per download basis where you get paid a percentage every time someone downloads your picture.

Ways to Earn More at Your Current Job

What better place to look for extra money than the job that’s already paying you?

182. Get a promotion

For the vast majority of us, our day jobs are our biggest source of income, by far. If you currently make $40,000 per year at your job and you know that by moving one rung up the ladder you can make around $45,000 per year, that’s a big payoff that may be worth pursuing.

Talk to your boss, let them know you are interested in a promotion, and ask what specific goals you would need to meet in order to be considered. Then ask if you can check in again in three to six months to review your performance and talk about a promotion.

183. Ask for a raise

If you are underpaid compared to others in your industry with your qualifications, and you can back up your claims, it’s a difficult conversation worth having with your boss.

If your request for a raise isn’t successful, it may be time to start looking for another job. Most substantial pay raises happen when someone changes employers. Otherwise, most companies are only willing to give small incremental raises to their existing employees.

184. Work overtime

I’m not a huge fan of directly trading your time for money, but sometimes the offer of working overtime is too good to pass up. Ask your boss if you can pick up some extra hours each week.

185. Refer new employees to your company

Some employers offer rewards to employees for referring new candidates to the company. This is typically more common with larger companies.

If your company offers an employee referral program, and if you love working there, then keep an eye out for job openings. Whenever you see a position come available, send it out to your network or anyone you know who would be a good fit. Depending on your company and the role filled, you could earn between $1,000 and $5,000 for each successful referral. Check with your company’s HR department to see what your company offers.

186. Get your 401(k) match

A 401(k) is an employer-sponsored retirement plan, meaning you sign up through your employer. If your company offers a match, then you could earn additional money for your retirement. For example, if your employer offers a 1-for-1 match at 4%, that means when you contribute 4% of your paycheck, they contribute another 4% from the company’s money.

Ask for your company’s vesting schedule. This will tell you how much of the company’s contribution you have access to over what time period. Some companies offer 100% vesting upfront. Others offer it over three or four years, meaning if you leave the company during that time, you only get a portion of what they invested in your 401(k). If your employer offers a match at all, that’s a 100% return on your investment, which is a great way to make extra money for your retirement.

15. Tutor students

Parents are always willing to invest in their children’s future. If you have a great deal of knowledge in subjects such as math, science, or computers, you could tutor for cash or offer an online course.

Both Indeed.com and Care.com offer opportunities for tutoring local students. You could opt for either of these platforms or simply find your clients through your network or social media.

31. Get an Online Internship

Get a head start in your future career and reach out to professionals about online internships. Attend virtual career fairs, contact your college career center, or reach out to your professional network for opportunities. Not only are you able to make some extra cash, but internships are a great way to build your resume.

  • Time: Medium to high
  • Earnings: $10–20 an hour

20. Sell Your Family Crafts Online

Having a craft night and then selling your artwork is one of the most fun ways to earn money from home! You could make anything from Christmas ornaments to painted canvases. To sell your art, post your favorites on Etsy, Facebook Marketplace, or your own ecommerce website. Inform your loved ones of the sale and ask them to share on social media.

  • Time: Low to high
  • Earnings: Pay varies by item
  • Extra tools: Camera or phone, art supplies

What to Do With The Money You Make as a Teen

If you decide to start making money as a teen, it is important that you have a plan for the money that you earn.

Make sure you put money in three different areas:

  1. Give
  2. Save
  3. Spend

A good rule of thumb is put 10% toward giving, 20% toward saving and 70% towards spending.

You can adjust these percentages depending on your needs and your level of discipline.

Making a plan for your money will help you build money habits that will be beneficial for the rest of your life. Making money, spending money and saving money are three different things. Part time jobs like these are great to get you started.

Back to School Shopper

This is definitely a short-term strike-while-the-iron-is-hot business idea to make money, but that doesn’t mean it’s not worth doing. The idea is simple; the client gives you a list of school supplies and you do the shopping to fill it and deliver the goods — a real time saver for busy Moms and Dads who would love to have someone take the Back to School chores off their hands.

3. Ride-Share Services

If you have a car and are 21 or older, you may be able to start driving for Uber or Lyft in your spare time. My husband has been driving for Uber for over a year, and he recently started driving for Lyft, as well. I love how flexible this side hustle is. Both Uber and Lyft are widely used, so you can work as little or as much as you want — and at any hour — and still make money.

We’ve used the extra money he earns to pay off his car loan early and to fund vacations.

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Earning Potential:

$12 to $20 per hour, and just under $400 per month on average. It really depends on how much you can drive, though. There are people who make $800 to $1,000 per month.

How to Side Hustle With Mystery Shopping

One of my favorite ways to side hustle is to mystery shop.

Aside from making money, most mystery shops will reimburse you for your purchases from dining out and shopping.

This course provides over 40 direct links to companies about mystery shopping, panel studies and other side hustles immediately.

Many people believe the myth that mystery shopping is a scam, but this is far from the truth!

I have made great income from mystery shopping. I have been able to shop at popular retail stores and buy presents for friends and family at no charge, thanks to mystery shopping.

The Best Fall Side Hustles to Earn Free Cash Back

Ibotta

Ibotta is a cell phone app that lets you earn cash back rebates from your purchases. This is by far one of my favorite ways to earn cash back. The money can quickly be transferred into your PayPal account.

I also love this app because you can use it every single time you go to the grocery store or places like Target or Walmart.

You just scan your receipt, see what items you purchased have a rebate, and then redeem the rebate.

This is one of the best fall side hustles to do especially because of all the extra food and purchases you make at the grocery store during the holidays.

What I like best about this app is that many of the rebates aren’t brand specific.

This means you can typically find a rebate that is for something like “$0.50 off any brand of milk” or “$0.75 off any brand of bread”.

The savings add up fast!

Join Ibotta and earn a $10 cash bonus!

When can you start teaching your kids about money?

Source: Africa Studio/Shuttestock.com

Source: Africa Studio/Shuttestock.com

When kids are toddlers, they are extremely inquisitive and have a strong desire to learn. It is also during this timeframe that they begin to strongly mirror your behavior.

So, it makes sense to begin introducing them to the idea of money when they are in this frame of mind. Around this age, I began teaching my children about money a few different ways:

  • Taking them to the grocery store to look at the price tags.
  • Having them tell me how many fingers something costs.
  • Showing them the different ways you can pay for groceries (credit/debit card, cash, check, EBT card).
  • Buying a play cash register and plastic food to have a pretend grocery shopping trip at home.

If you start with basic lessons and pretend play like this, then building on this financial foundation is much easier as your child ages.

Summary

Teaching your kids about finances and how to make money are extremely important lessons. Embrace the challenge with your young children as they become budding adults!

While you may not know everything about personal finance, learning new things together might just teach you both something valuable. And if your kids can learn to make extra cash now, when they are still children, then they will ultimately be much more diverse and adaptable in terms of managing everything financial later on. Plus, they’ll get a little pocket money so they don’t have to keep asking you for $20 every time they want to go to Starbucks.

That’s a win-win in my book! 

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Disclosure – INVESTMENT AND INSURANCE PRODUCTS ARE: NOT A DEPOSIT • NOT FDIC INSURED • NO BANK GUARANTEE • MAY LOSE VALUE

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