How to Make Money As A Teenager in 2022

How to Make Money Online as a Teen

Here are a few online jobs you can do as a teen. The possibilities for online businesses often seem endless so this is by no means an exhaustive list. These opportunities also span the gambit in terms of making extra money or securing a part-time job.

If you know advanced code

If you already know advanced code, there are a number of possibilities to make money. Here are a few:

  • Design websites: There’s always a demand for website design. If you’re a kid who knows how to design a professional-looking site there’s no reason you can’t get paid for your work. However, like any entrepreneur, when you first start out, don’t expect to be paid a lot. Once you’ve developed a good portfolio of work and demand for your services picks up, your prices can increase. For some great advice about running a web design business see: 10 Things I Wish I’d Known Before Starting a Web Design Business
  • Create apps: There are over a million apps available to both Apple and Android users today. Coming up with a new idea for an app can be nearly impossible so your best bet is most likely to improve upon already existing ideas. Although creating an app is a lot of work, it’s the marketing and sales component that can be the most challenging. See A 12-Step Guide to Building Your Very First Mobile App: Part 1 for a good high-level overview of what it takes to build an app.
  • Fixing computer viruses and other problems: If you have a knack for fixing computer problems, there’s certainly a market for your skill. Even fairly tech-savvy people run into issues with their computers that they just can’t figure out. Advertising your proven skill and ability will be key to your success. Word-of-mouth advertising could likely be your best advertisement so it’s important to make sure clients are happy and satisfied enough to recommend your services to others.
  • Teach other kids how to code: Lots of kids want to learn how to code and if you’ve mastered this skill, you can teach other kids through paid classes. Teaching other kids isn’t easy and it will take some skill to clearly explain basics that you, the expert, have probably known and understood for years. Get the word out about courses by building a website and handing out and hanging up fliers in places where kids will see them.

Earn money by tutoring kids

If you’re 15 years or older and have deep knowledge of a particular subject, you can sign up to tutor kids online. Each site has a different payment model for its tutors. At Enroll.com, for example, tutors provide the first two sessions free of charge and then payment will depend on feedback, subject matter, and credentials.  The following are a few popular online tutoring sites: 

3. Shop w/ Rakuten

If you or your parents do online shopping, Rakuten is a good way to earn some extra money. Rakuten provides you with rebates or cash back on your shopping.

The platform is free to use. When you make your purchases through the site, Rakuten splits its commission with you.

This is easy money and one that you can earn just from doing what you would be doing anyway – shopping!

Earn $10 free when you sign up today and earn your first rebate.

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What To Do With The Money You Make As A Teenager

Set Up An Emergency Fund

You never know what expenses may come up when you’re headed to college or even supporting yourself as a teen. It’s important to have an emergency fund to help give you peace of mind when emergencies arise.

Now, an emergency in this situation is not that you found a pair of jeans you love. No! An example of an emergency is when your tire just went out and you have to have it replaced today. If you have money saved for it, it’s easy to cover and you’re not struggling afterward or going into debt to cover the cost.

Whether you’re a teenager or not, it’s SO important to have an emergency fund.

Save For Something You Want

There may be something you’re needing or wanting to buy, and you have to save for it yourself. Maybe it’s a new car, a new laptop, or even a new pair of shoes you’ve been wanting for months.

It’s so rewarding to have money, build the discipline to save for it, and then purchase it yourself. You will appreciate the item more when you buy it with your own money. Plus, you’re building confidence in yourself that you’re able to have the discipline and self-control to save for something worth your money and time. You will thank yourself later!

Save For School

Maybe you’re going to college, trade school, or just wanting to dip your toes in some college courses without committing yet. Having the money saved up to pay for ahead of time will save you SO. MUCH. MONEY.

It’ll save you money in student loans, student loan interest, and spending your student loan money and having to pay it back later. Leaving college or trade school without more debt is worth EVERY penny paying it ahead of time. 

How to Save Money as a Teenager

Once you’re earning money, it is literally never too soon to start saving for the future… even if you’re making money for the first time in your life. While you are earning extra scratch, it’s a great idea to set goals for yourself, and think about how much you want to save, how quickly you want to build up your savings, and what it will take to get there. Learn more about how to save money.

32. Sell Your Computer and Internet Skills

Teenagers are often more fluent with computers and the Internet than adults.

If you have specific skills, you may be able to sell them to paying clients.

It could be as simple as helping people to manage their computers or download apps. Many adults are willing to pay other people to do these services for them.

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Bottom Line

This list just scratches the surface of ways for teens to make money. There are many awesome money-making gigs for teens who are looking for summer work.

If you’re creative and willing to put in the effort, there are plenty of opportunities to earn good cash.

What are you doing to make money this summer? 

*Actual earnings may differ and depend on factors like the number of deliveries completed, time of day, location, and expenses. Hourly pay is calculated using average Dasher payouts while on a delivery (from the time you accept an order until the time you drop it off) over a 90 day period and includes compensation from peak pay, tips, and other incentives.

Minimum Wage

Under federal law, workers who are under 20 years old have a lower minimum wage than older workers, but only for the first 90 days of employment. This temporary minimum wage for people under 20 is $4.25 per hour. The minimum wage for adults, and for teens after 90 days of employment, is the same: $7.25 per hour. If the local minimum wage is greater than the federal minimum, you are entitled to the higher amount. You also have a right to discuss how much you are paid with your fellow workers.

Best Ways To Make Money Online for Older Teens

These money-making opportunities are best for teens that are a bit older because they require some know-h0w, maturity and the ability to make good decisions to be successful. 

16. Running Errands

Running errands for people typically requires a driver’s license, so that’s why this is suggested for older teens. However, if you’re willing to play chauffeur, a younger child could also make money doing this. Your child could pick up items from various stores, drop off mail or packages at the post office, pick up or drop off dry cleaning or any number of other things people need to be done. 

17. Tutoring

If your older teen is particularly good at a subject, such as math or English, he or she may find there’s money to be made as a tutor. Tutoring opportunities can be found among their peers or even for younger children who live in your neighborhood. 

18. Teaching Music Lessons

If your child is musically talented and can teach others the skills of playing an instrument, teaching music lessons could be very lucrative. As long as your child has a lesson plan for each session, follows through with it and gives his or her students instructions for practicing, charging $20 per hour wouldn’t be a stretch. 

19. Teaching Cheerleading Lessons

If your teen is skilled at cheerleading, he or she may find an opportunity to teach other aspiring cheerleaders what she knows. Your teen could give individual lessons for an hourly fee or charge a one-time fee for a cheerleading workshop that lasts a few days. 

20. Teaching Sports Lessons

While being good at sports does come easier to those with natural talent, there are also plenty of skills that come into play. And if your child is excellent at a certain sport, there’s money to be made. Again, he or she can choose to give individual lessons at an hourly rate or charge a one-time fee for a workshop that covers skills needed for a specific sport. 

21. Selling Used Clothes

If your child is a fashionista of sorts or insists on wearing only the best brands, selling used clothing items could help turn a profit. Online community marketplaces could be good places to sell, or you could help them sell their items via your account on eBay. 

Note that if your child wants to sell clothes on an online clothing resale platform, like Poshmark, age requirements apply. Your child needs to be over the age of majority in your state of residence to open an account on Poshmark, but you might be able to facilitate the sales for them if they aren’t.

22. Mowing Lawns

Mowing lawns is one of the best ways for kids to make extra money during the summer. Everyone wants a nice-looking yard, but not everyone has the time or the desire to mow their lawn once or twice a week.

But it’s not just a great side hustle — it can also turn into a pretty good business model. If they do a good job, then they could start building up a base of repeat customers. And you can help them advertise their services on social media or in a neighborhood Facebook group.

And kids don’t just have to limit their servicing to mowing. They can also rake leaves, trim bushes and offer other types of yard work.

23. Babysitting

Babysitting is a staple for teens who are looking for ways to make money. Teens can start by spending an hour or two babysitting for a family friend. For instance, your teenager could babysit your neighbor’s kids after school a few days a week.

And as they gain more experience, babysitting can turn into a pretty lucrative gig. According to Sittercity, the national hourly rate for babysitters is $16.50 per hour. However, babysitting does come with a lot of responsibility, and it’s not going to be the right choice for everyone.

24. Taking Online Surveys

Taking online surveys is one of the easiest ways to earn a little extra money online. Users share their opinions and provide feedback that helps companies build better products and services. But there are age requirements. For example, although Swagbucks will allow users as young as 13,  Survey Junkie only allows kids who are at least 16 years old to share their opinions. Your kids can earn points that they can redeem through gift cards or cash for every survey they complete.

25. Blogging

If your kids are naturally very creative and enjoy writing, then they could make money blogging. How much money you make as a blogger will largely depend on the amount of traffic you have come to your website.

It will take time to build a following and make a name for yourself as a blogger. But if you go into it with a plan, then blogging can be very lucrative.

3 Ways Kids Can Earn Money Through Blogging:

  1. Ads: You can sign up for Google Adsense or other ad networks. After placing the ads on your site, you’ll make a little bit of money each time someone clicks on the link.
  2. Affiliate marketing: In affiliate marketing, you’re essentially paid to promote another company’s products or services. You’ll earn a small commission for every sale that company makes.
  3. Sponsored posts: And finally, a company may pay you to write a post promoting their product or service on your website.

Warnings

  • Only babysit for people you and your parents or legal guardian are comfortable with. Be prepared to babysit as well.

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  • You should try to get to know the people you are working for in person like their profession, address, contact etc. Share their details with your guardians as well.

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Online ways to make money as a kid

If your child is digitally savvy, then they may be more inclined to find ways to make money online instead. Either way, your child should ask your permission before they embark on ways to make money. Since they are minors, they need parental permission to engage in these activities.

  • Take online surveys. I love taking online surveys and so do my kids! These can be a lot of fun, and since the kids are on their devices more often than not, they might as well be making some money at the same time. Some of our favorite online survey sites are Swagbucks and MyPoints.
  • Create illustrations. If your child likes to create illustrations, then they could make some money with this skill. Get them a decent illustrating tablet and intuitive software (I suggest Clip Studio Paint Pro) and they will be on their way. A great website to have them set up a portfolio on is Deviantart.
  • Make crafts or jewelry to sell online. If your child loves to create jewelry and crafts, then selling them online may be a great way for them to make money as a kid. The most popular website for things of this nature currently is Etsy.
  • Make YouTube videos. Our kids today are technology savvy, right? YouTube is a platform where some decent money can be made if your child loves to create videos. Kids can be product testers and make videos of them testing out products from different companies. Even if your kid just wants to make videos talking about particular subjects (video games, how-to-videos, etc.), they can place ads in their videos to start generating income. As a parent, however, you should be monitoring this money-making avenue closely.
  • Sell their old stuff online. There are many different platforms for your kids to sell their old stuff online. Some of our favorites are eBay, Facebook Marketplace, Craigslist, Poshmark, and Amazon
  • Start a blog. If your child loves to write, starting a blog at a young age could potentially help your kids get to the point of monetization by the time they could really use it. Writing a blog can be a lot of fun, but it can take a while to start making money with a blog. So this could be more of a longer-term goal that kids can grow into over the years.
  • Start taking photographs. Taking photographs can be a great way to put your child’s hobby to good use. Some of the best sites that might be willing to pay them for their photographs are EyeEm, Foap, and Scoopshot.
  • Streaming. If your child is already big into watching streamed live content, then it may be time for them to start creating their own. Live streaming through Twitch is a great way to get them started.
  • Selling digital goods. Creating an ebook or a course is a great way to begin selling digital goods with very little overhead.
  • Making music. If your child has a musical ear, then this may just be the money-making genre for them. One of the best places to get started is Spotify.
  • Create games. One of my children is huge into video games and is always coming up with ways for the games to be better. If this sounds like your child, then it may be time to investigate creating their own game and monetize it (trust me, it’s a lot easier than it sounds).
  • App tester. Since most of our kids are very embedded in the digital world, it only makes sense for them to make some money by testing apps. There are quite a few places your child can begin doing this, but two of the best places to get started are TesterWork and UberTesters.

3. It Prepares You For The Real World

When I moved out of my parents’ house, it was shocking to me to learn how much money it costs to live when your parents aren’t supporting you anymore.

You’ll be out on your own one day too, so making money as a teen will provide good experience for you about what it is like to earn and manage your own money.

You might actually be surprised at how you handle the money you earn yourself.

You may handle it differently than you handle the money that your parents give you with no strings attached.

Why you should start building passive income side hustles as a teen

Passive income allows you to make an income, maybe even as much as a full-time job, but without needing to work all the time. The sooner you start building passive income sources, the better.

It will help you save and prepare for the future. It’s beneficial to do this as a teenager because much of your time right now should be focused on your education.

Tips for the Teenage Hustlers

  • Start NOW – When I was younger there were a lot of things I thought I couldn’t do because I was too young. I was wrong and I wish I would have just started.
  • Have fun – You don’t need to get rich off your first side hustle. Have some fun with it and find out what you enjoy doing. You’ll learn a lot.
  • Experiment – As a teen, time is on your side. Experiment with the different opportunities above and once you find something you enjoy doing, don’t give up right away if you’re not making money with it.
  • Consistency and perseverance is key!
  • Learn from your mistakes – When you start something new, you’re bound to make mistakes. Instead of getting discouraged, figure out what went wrong and learn from it.
  • Do the best work possible – If you want your business to grow, you can’t do crappy work. When you do good work, people notice, and your business grows.
  • Be creative – Use the ideas above as a starting point and put your own spin and creativity on them. The more unique you are and the more you stand out, the better your chances of success.

Benefits of teaching your kids about money

The benefits of teaching your kids about money are almost endless, especially in today’s society where most of us have more debt than income. If you can begin teaching our kids about money when they are really young, then they will grow up knowing more than you did.

The value of a dollar

One of the biggest, and easiest, lessons to teach your children about money is the value of a dollar. This lesson can begin with the grocery store example from above. A good way to do this, depending upon their age, is to tell them how much money you have budgeted for this particular grocery trip. Then, they can help you add up all of the items as you go.

When kids do this, they get to see a physical example of how much groceries really cost. Once this concept is grasped, the next step is to give them a small amount of money to spend on their own. Start with $1 or $2 to show them how far that little bit of money doesn’t actually stretch. 

How to save for long-term goals

Opening up a savings account for your kids is a great way to help them begin to save money for long-term goals. When they are younger, they won’t have access to withdraw funds themselves, so you will be in charge of what they can take out.

A good way to drive this point home is to have them choose something big that they would like to save for. Depending upon their age, that can vary widely. But some items to consider may be:

  • Bike.
  • Skateboard.
  • Video games.
  • Gaming console.
  • Phone.
  • Furniture.
  • Trip.
  • Car.
  • College.

Once you and your child have chosen their big item, then you can help them break down the total cost and how long it will take to save the money to get there. The deal is that they won’t be able to take the money out of the savings account until they have the full amount due for the item.

This can really help keep them laser-focused on the big goal and hopefully get them interested in finding other ways to make money as a kid.

What disposable income really means

As kids get older, they start to understand a bit more about bills and how much things cost. Teaching them about monthly recurring living expenses is a really good lesson to impart before they fly the coop. I know my first years as an adult were spent living hand to mouth and eating the cheapest foods I could find. This was because I had little to no money since almost everything I made went to living expenses.

Teaching your kids about what disposable income really means is exceptionally important. This message can be taught in a few different ways. But, a great way to show them is to have them go through your budget with you. This way they can see what your recurring expenses are as well as any remaining money, or disposable income. 

Read more: How to make a budget: our step-by-step guide to managing your money

How much retirement might cost and how to save for it

When it comes to retirement, I suggest telling your young kids to include this number in their monthly recurring expenses budget. This way they will be sure to put something away towards retirement every single month and not let it fall by the wayside.

How much retirement costs will vary depending on where your child chooses to live and what they have planned for their retirement. The conversation will look different depending on  the ages of your children as well. No matter their age, even if they are saving only a few dollars per month toward this far-off goal, they will nonetheless be developing habits that will keep them on good financial footing throughout their lives. And as they get older and begin to earn more they can begin to save more.

This will be extremely helpful to them due to the magic of compounding. If only I had known about compound interest when I was a teenager. Oh, how I would have made different financial choices!

Read more: The beginner’s guide to saving for retirement

Overall financial independence

The biggest benefit your children will get out of you teaching them about money at a young age is the ability to achieve financial independence. This is a big one! Especially because a lot of us, as parents, haven’t even achieved this. 

Since we, as parents, want our children to live a better life than we did, helping them to achieve financial independence only seems natural. And one of the best ways to teach them that is to get them involved in making their own money as kids.

Read more: Financial independence in your 30s: How realistic is it?

Summary

If you want to make money as a teenager, there are many ways for teens to succeed.

Think about what you enjoy doing, the skills you have, and how much time you have to commit to making extra money.

With a little creativity and some hard work, you can start earning serious cash in no time.

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