How To Make Money For Kids

Best Ways to Earn Money as a Kid

Everybody wants to make money, but if you don’t meet the age requirements for getting a job, you’ll have to think outside the box.  I know many wonder how to make money as a kid fast, so today, we’ll show you how. 

One of the best things about becoming an entrepreneur is that age doesn’t matter. When it comes to making money, the only requirement is to get started with an idea.

I have two kids that are under 2 years old, and I’m constantly thinking of what they can do to make money at a young age because I want to show them the importance of entrepreneurship and business sense.

I write about ways moms can make money from home so they can stay home with their kids; everything I post is tried and tested by other moms so my readers can rest assured that it works. The same goes for this list.

Everything listed are ways kids are already making money today.

You can literally make thousands of dollars with some of the ideas on this list, but it just depends on how much effort you are willing to put forth.

If you are wondering how does a 12-year old make money, or even younger, don’t fret. There is something for every age on this list.

This post contains affiliate links, which means I may receive a small commission, at no cost to you, if you make a purchase through a link.

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Washing cars

People around your neighbourhood may be willing to pay more for jobs they hate to do!

A great way to make extra money is to wash the cars of people who cannot find the time to do it themselves.

You will need to supply your own bucket and soap to get started, but you might be able to earn a lot of money in just one weekend.

You could try and do a one-off car washing event, or build up regular customers each week for an ongoing way to make some extra money. 

As you get more customers, you can make good money selling extra services like cleaning inside too.

How kids can make money from home

If you want to avoid using the internet as a way for kids to make money, there are plenty of other great ways to earn money from home.

Online ways to make money as a kid

If your child is digitally savvy, then they may be more inclined to find ways to make money online instead. Either way, your child should ask your permission before they embark on ways to make money. Since they are minors, they need parental permission to engage in these activities.

  • Take online surveys. I love taking online surveys and so do my kids! These can be a lot of fun, and since the kids are on their devices more often than not, they might as well be making some money at the same time. Some of our favorite online survey sites are Swagbucks and MyPoints.
  • Create illustrations. If your child likes to create illustrations, then they could make some money with this skill. Get them a decent illustrating tablet and intuitive software (I suggest Clip Studio Paint Pro) and they will be on their way. A great website to have them set up a portfolio on is Deviantart.
  • Make crafts or jewelry to sell online. If your child loves to create jewelry and crafts, then selling them online may be a great way for them to make money as a kid. The most popular website for things of this nature currently is Etsy.
  • Make YouTube videos. Our kids today are technology savvy, right? YouTube is a platform where some decent money can be made if your child loves to create videos. Kids can be product testers and make videos of them testing out products from different companies. Even if your kid just wants to make videos talking about particular subjects (video games, how-to-videos, etc.), they can place ads in their videos to start generating income. As a parent, however, you should be monitoring this money-making avenue closely.
  • Sell their old stuff online. There are many different platforms for your kids to sell their old stuff online. Some of our favorites are eBay, Facebook Marketplace, Craigslist, Poshmark, and Amazon
  • Start a blog. If your child loves to write, starting a blog at a young age could potentially help your kids get to the point of monetization by the time they could really use it. Writing a blog can be a lot of fun, but it can take a while to start making money with a blog. So this could be more of a longer-term goal that kids can grow into over the years.
  • Start taking photographs. Taking photographs can be a great way to put your child’s hobby to good use. Some of the best sites that might be willing to pay them for their photographs are EyeEm, Foap, and Scoopshot.
  • Streaming. If your child is already big into watching streamed live content, then it may be time for them to start creating their own. Live streaming through Twitch is a great way to get them started.
  • Selling digital goods. Creating an ebook or a course is a great way to begin selling digital goods with very little overhead.
  • Making music. If your child has a musical ear, then this may just be the money-making genre for them. One of the best places to get started is Spotify.
  • Create games. One of my children is huge into video games and is always coming up with ways for the games to be better. If this sounds like your child, then it may be time to investigate creating their own game and monetize it (trust me, it’s a lot easier than it sounds).
  • App tester. Since most of our kids are very embedded in the digital world, it only makes sense for them to make some money by testing apps. There are quite a few places your child can begin doing this, but two of the best places to get started are TesterWork and UberTesters.

Benefits of Kids Making Money as an Entrepreneur

Of course the first benefit is having your own money. However, making money as a kid provides a laundry list of other life skills and education that is important.

Becoming a teenage entrepreneur will teach you:

  • Value your time
    • As an entrepreneur you will quickly realize that time is your greatest resource.
  • Always learning
    • The more you know, the more your time and expertise is worth.
  • Create a vision and plan
    • In order to become a successful kid entrepreneur you are going to need to have a clear vision and plan to see it through.
  • Just do it
    • Nike’s famous slogan applies here. Don’t be afraid to take the leap and start making money now.

How Teens Who Love Working With Kids Can Earn Money

Spending time with kids can be fun – kids like to play games, run around and be silly. But taking care of kids can also be challenging and carries a great deal of responsibility.

Here are a few ways teens can earn money while taking care of kids:

  • Babysitting: a perennial favorite for teens to make money. And a service that’s always in demand in any neighborhood.
  • Parent’s helper: Sometimes parents need to be at home but can’t look after their kids. You can help and gain experience that will later help you become a good babysitter.
  • Entertaining kids at kids birthday parties: If you have a talent that can be shared at a children’s birthday party, this could be a good way to earn money.
  • Helping parents during kids birthday parties: Throwing a birthday party for kids can be tiring and a lot of work. Many parents would love help and would be willing to pay for it.
  • Face painting at birthday parties or fairs: If you’re an artist and know how to paint faces, this is a fun way to make money.
  • Braiding hair at birthday parties or fairs: If you have a talent for making interesting braids, many kids would want your service.
  • Becoming a music practice buddy: Sometimes new musicians need support when starting out. You can motivate and help them.
  • Helping with school projects/homework: Sometimes kids just need a bit of coaching how how best to handle homework or school projects.
  • Tutoring kids on a specific subject: If you excel in a specific subject and feel like you can help teach kids, tutoring might be perfect for you.
  • Read to kids: Small children who are learning to read benefit from being read to. And parents may be willing to pay for this service.
  • Teaching kids how to cook: Cooking is a life skill that many parents want their children to learn.
  • Coaching kids in sports: Many sports need coaches and are often willing to have teens coach young kids.
  • Refereeing basketball, baseball, soccer or other kids sports: This is a great way for athletes to make extra money.
  • Organize a summer camp focused on a theme (sports, cooking, etc.): Running a summer camp will take a lot of planning and you’ll need to abide by local laws. But it’s definitely a fun way to interact with children for a few days or weeks.

How to Make Money as a Kid in the Summer

You’ve probably never heard of the term “jobbing.” This is where you work when you need money, but you don’t necessarily want to work for a full-time job or a task to get paid. You don’t have to wait until winter to get a job and start making a little extra money at summertime. Sometimes parents will tell their kids that they can earn some extra cash working odd jobs outside. The type of outside jobs available will depend on where you live so ask others in your area for detailed ideas.

About the Author

Cynthia Measom is a personal finance writer and editor with over 12 years of collective experience. Her articles have been featured in MSN, AOL, Yahoo Finance, INSIDER, Houston Chronicle, The Seattle Times and The Network Journal. She attended the University of Texas at Austin and earned a Bachelor of Arts degree in English.

Benefits of teaching your kids about money

The benefits of teaching your kids about money are almost endless, especially in today’s society where most of us have more debt than income. If you can begin teaching our kids about money when they are really young, then they will grow up knowing more than you did.

The value of a dollar

One of the biggest, and easiest, lessons to teach your children about money is the value of a dollar. This lesson can begin with the grocery store example from above. A good way to do this, depending upon their age, is to tell them how much money you have budgeted for this particular grocery trip. Then, they can help you add up all of the items as you go.

When kids do this, they get to see a physical example of how much groceries really cost. Once this concept is grasped, the next step is to give them a small amount of money to spend on their own. Start with $1 or $2 to show them how far that little bit of money doesn’t actually stretch. 

How to save for long-term goals

Opening up a savings account for your kids is a great way to help them begin to save money for long-term goals. When they are younger, they won’t have access to withdraw funds themselves, so you will be in charge of what they can take out.

A good way to drive this point home is to have them choose something big that they would like to save for. Depending upon their age, that can vary widely. But some items to consider may be:

  • Bike.
  • Skateboard.
  • Video games.
  • Gaming console.
  • Phone.
  • Furniture.
  • Trip.
  • Car.
  • College.

Once you and your child have chosen their big item, then you can help them break down the total cost and how long it will take to save the money to get there. The deal is that they won’t be able to take the money out of the savings account until they have the full amount due for the item.

This can really help keep them laser-focused on the big goal and hopefully get them interested in finding other ways to make money as a kid.

What disposable income really means

As kids get older, they start to understand a bit more about bills and how much things cost. Teaching them about monthly recurring living expenses is a really good lesson to impart before they fly the coop. I know my first years as an adult were spent living hand to mouth and eating the cheapest foods I could find. This was because I had little to no money since almost everything I made went to living expenses.

Teaching your kids about what disposable income really means is exceptionally important. This message can be taught in a few different ways. But, a great way to show them is to have them go through your budget with you. This way they can see what your recurring expenses are as well as any remaining money, or disposable income. 

Read more: How to make a budget: our step-by-step guide to managing your money

How much retirement might cost and how to save for it

When it comes to retirement, I suggest telling your young kids to include this number in their monthly recurring expenses budget. This way they will be sure to put something away towards retirement every single month and not let it fall by the wayside.

How much retirement costs will vary depending on where your child chooses to live and what they have planned for their retirement. The conversation will look different depending on  the ages of your children as well. No matter their age, even if they are saving only a few dollars per month toward this far-off goal, they will nonetheless be developing habits that will keep them on good financial footing throughout their lives. And as they get older and begin to earn more they can begin to save more.

This will be extremely helpful to them due to the magic of compounding. If only I had known about compound interest when I was a teenager. Oh, how I would have made different financial choices!

Read more: The beginner’s guide to saving for retirement

Overall financial independence

The biggest benefit your children will get out of you teaching them about money at a young age is the ability to achieve financial independence. This is a big one! Especially because a lot of us, as parents, haven’t even achieved this. 

Since we, as parents, want our children to live a better life than we did, helping them to achieve financial independence only seems natural. And one of the best ways to teach them that is to get them involved in making their own money as kids.

Read more: Financial independence in your 30s: How realistic is it?

Jobs a 12 Year Old Can Do

While there are only five options for tween jobs, according to federal regulations, that doesn’t mean there aren’t other avenues your child can take to earn extra money.

These jobs are simple enough that a 12 year old can manage them on their own, which means they’re perfect for helping them earn some extra spending money during the hours they’re not in school.

Yard work

At this age, your child is capable of doing most yard work on their own, including mowing the lawn.

That means they can offer their services to neighbors to earn some extra money.

Along with mowing grass, your middle schooler could also offer other yard-care tasks, like pulling weeds, planting seeds, laying sod, watering gardens, planting flowers, trimming hedges, laying edging, and spreading mulch.

Seasonal yard maintenance

In addition to providing traditional yard work during the spring and summer, your 12 year old could also offer seasonal yard maintenance during the off seasons to keep their business going.

In the fall, they can offer to rake and remove leaves from neighbors’ yards. And in the winter, your 12 year old can shovel snow from driveways and sidewalks.

Walking dogs

If you have a pet-loving tween, allowing them to start a dog walking business is another great way for them to earn money.

They can walk your neighbors’ dogs while they’re at work or offer other pet care services, like feeding animals while their owners are on vacation and cleaning up after the animals’ messes in the yard.

Tutoring

Kids who do well in school can offer tutoring services to fellow students to earn extra money.

Your kids can help other students in traditional school subjects, like math and science, or assist kids with other areas of study, like teaching piano lessons or helping a fellow student get better at baseball.

Cleaning houses

Do you have a neat and tidy tween? Using their cleaning skills, they can start earning some extra money by cleaning houses.

Allow your tween to offer cleaning services to neighbors, friends, and family members to earn extra money.

Washing cars

On top of cleaning houses, your tween can also use their cleaning skills to help your neighbors and friends keep their cars clean. Offering car washing services is a great summer job idea for 12 year olds.

They can clean the exterior and interior of cards to earn some extra money during their time off school.

Mother’s helper

If your tween doesn’t feel comfortable staying home alone with kids as a babysitter, they could also work as a mother’s helper.

A mother’s helper takes care of the children while the mother is still home, so she’s able to get other work finished.

Elderly helper

Similar to a mother’s helper, your 12 year old can also work as an in-home assistant for an elderly neighbor or family member.

They can keep the person company or help out around the house with cleaning, organizing, and taking care of pets.

Painting jobs

Painting is a great way for your tween to earn extra money. And with so many different things to paint, they can keep busy if they start a painting business.

On the interior of homes, your tween can paint walls, trim, baseboards, and cabinets. And outside, they can offer to paint fences, garages, shutters, and siding.

Things Your Kids Can Do to Make Money: Ages 12-14

Kids in this age group can do everything from the younger age group and more…

65. House sit while people are out of town – Water plants, get the mail, etc.

66. Clean houses.

67. Organic Pest Control – Learn how to use diatom

67. Organic Pest Control – Learn how to use diatomaceous earth and essential oils to get rid of pests.

68. Clean carpets – Rent or buy a carpet cleaner and clean carpets.

69. Power wash homes.

70. Make YouTube videos – Make YouTube videos and get paid for advertising by becoming a YouTube partner.

71. Podcast – Start a podcast, gain a following, and get sponsors.

72. Hang Christmas lights.

73. Babysit smaller children.

74. Become a Mom Assistant – Moms need help with a bunch of tasks around the house.

75. Give music lessons.

76. Teach someone how to use a computer – Older people often have trouble learning basic computer skills.

77. Help elderly people set up electronics.

78. Become a photography assistant.

79. Do people’s nails.

80. Edge driveways and sidewalks and weed-whack.

81. Chop and sell firewood to campers.

82. Edit movies – Edit home videos for people on your computer, or offer to put still photos into a movie for a special event.

83. Convert movies from VHS to digital or DVD.

84. Teach the visual arts – Tutor others in drawing, painting, or computer art programs.

85. Tutor other students in school subjects – Do you excel at reading, English, writing, math, science, or some other subject?

86. Teach a foreign language.

87. Give swim Lessons.

88. Assist coaching a sports team.

89. DJ for a local wedding or event.

90. Start a band or quartet to perform for special events. 

91. Become a secretary/personal assistant.

92. Make and sell PVC potato guns.

93. Cook food for a party or event. If you’re handy in the kitchen use the skills. Bake cakes, cookies, appetizers, or other foods for individuals hosting parties or larger events.

94. Run a door-hanger service – Often local busine

94. Run a door-hanger service – Often local businesses need to hang flyers on doors in the neighborhood.

95. Cut hair.

96. Make and sell baby-wearing wraps.

97. Knit or crochet blankets, hats, or scarves to sell.

98. Virtual Assistant for a blogger. Many bloggers look for individuals to help them with odd blogging tasks.

99. Clean animal feeders and animal stalls at a local small farm.

100. Trim hooves of larger animals.

101. Feed, water, and brush larger farm animals. 

What did we miss? Add your great money-making ideas for kids in the comments below!

I’d love to hear of more things your kids can do to make money. Give me some more ideas in the comments.

Best Ways to Make Money for Kids Who Are at Least 13

For some money-making opportunities — especially the ones online — 13 is the minimum age for participating. 

5. Creating a YouTube Channel

What kid doesn’t want to make money by starting a YouTube channel? Your child needs to be at least 13 to create a YouTube account. And legally, a child has to be over the age of 18 to make money on YouTube via AdSense or have a legal guardian over 18 who can handle the payments on his or her behalf. 

Like blogging, the benefit of starting a YouTube channel is that you can get paid to talk about the things you find interesting. Whether it’s crafting, gaming or telling jokes, if you have something interesting to share, then there is an audience for it on YouTube.

6. Selling Unwanted Items Online

One of the easiest ways to make money online is by selling unwanted items on sites like eBay. But unless your child is 18, he or she will have to list their items for sale on your eBay account. 

You can help your child start creating listings for the items they want to sell. Note that collector’s or vintage items can sell for quite a bit of money. And as they get more skilled with selling items online, some kids may want to branch out into flipping items. This involves buying products at a low cost, fixing them up slightly and reselling those same items for a profit.

7. Selling Handmade Items

Does one of your kids have a knack for designing jewelry or creating their own artwork? If so, they could sell their products to customers online via Etsy. This can be a great creative outlet and an opportunity for kids to make extra money. However, if your child is under 18, but between 13 and 17, he or she will have to sell items through your account because Etsy does not permit children under 18 to own their own account.

To get started, your child will need to set up their account and decide on the types of products they want to offer. From there, they can take photos, create a listing and sell these items through their Etsy shop.

Here are just a few of the items kids can create and sell on Etsy:

  • Printables
  • Homemade soap or bath bombs
  • Knitted scarves or hats
  • Holiday decorations
  • Jewelry
  • Calendars and planners

8. Making Money on Twitch

Twitch is a live streaming platform for gamers, and like YouTube, can be used to make money. It’s not going to happen overnight, but if they can build up an audience, kids can make decent money by playing video games on Twitch. The minimum age requirement to create an account on Twitch is 13. 

There are a few different ways kids can make money on Twitch. Fans can donate money to their favorite streamers. Profits are generated when fans click on the ads on videos or purchase subscriptions.

9. Creating Online Games

Does your child love to play games on Roblox? Well, as long as he or she is at least 13 years old, making some extra money by creating Roblox games is a possibility. Creating a new Roblox game is relatively easy and requires very little coding knowledge.

How much money they can make depends on the popularity of the game. Your child can take some time to identify the types of games that are already popular on Roblox. This can help them come up with their own ideas.

10. Dog-Walking

If your kids love animals, they could earn good money by starting a dog-walking business. If you have neighbors who work outside of the house all day, then they might appreciate having someone stop by to walk their pets throughout the week.

Kids can also offer pet sitting services, so your neighbors don’t have to board their pets when they go out of town. Your kids will be responsible for stopping by a couple of times a day, making sure the animals have food and water and letting them outside.

11. Create a Fiverr Account

As long as your child is at least 13, he or she can set up their own Fiverr account and offer their skills to make money.  Fiverr has opportunities for musicians, graphic designers, writers and people skilled at video and animation.

12. Baking 

Depending on who your child’s customers are, he or she won’t have to bake from scratch to take advantage of this money-making opportunity. A boxed mix of brownies sells for under $2 at Walmart and yields 20 servings. And if your child sells each brownie for 50 cents each, there’s room for a profit of around $8 per batch minus the eggs and oil needed to create the finished product. 

13. Growing a Garden and Selling Vegetables

Your child will learn valuable skills and also make some money by growing a garden and selling vegetables. If your soil isn’t good for growing, you can help your child build some raised gardening boxes to add good soil to and plant the seeds in. Once the vegetables are ripe, take them to a local farmers market or advertise them for sale on a local community marketplace. 

14. Recycling

While your child may not make a lot, recycling can be a way to make some extra cash. To get started, check to see if your state pays residents for beverage container recycling, like bottles or aluminum cans.  Your child can also collect used printer cartridges from relatives, friends and small businesses and send them in for a profit to places like TonerBuyer.com or InkRecycling.

15. Designing and Selling T-Shirts

Plenty of online platforms exist for creating and selling T-shirts, such as Printful, which allows you to sell on-demand without upfront costs. Keep in mind that these platforms will likely have age requirements, so you may have to open an account on your child’s behalf.

How to help your kids develop their business ideas

Okay, so your kid has a big idea to start their own business online, but they aren’t sure where to start. Here are some tips for parents to help mentor today’s kids so they might be tomorrow’s Jeff Bezos.

Encourage your kids to take their business ideas seriously and explore their feasibility.

Get you kids to brainstorm any and all ideas they might have and how it would look. Tools like MindMeister make that easier (but pen and paper works just as well too!).

Introduce them to friends and family who have their own online business and ask if they’ll help mentor your child.

Research the market. This could be as simple as your child deciding to design and sell earrings online then asking their friends what sort of jewellery they’d love to wear, or what are some cool designs they wish were available in a store.

Have your kids set a budget for any material costs and then project how much money or profit they’ll make as a way of assessing the feasibility of their idea and setting prices.

Check out organizations like The Lemonade Project that are designed to foster an entrepreneurial mindset in kids and give them the tools to set a goal and make a plan.

Keep them motivated along the way by listening to stories of real life entrepreneurs and success stories (and earlier failures!). There’s plenty of inspiration to be found through TED Talks or podcasts like We Regret to Inform You.

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