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When Does SquareTrade Coverage Start?

If you purchased your item new, your coverage starts on the day you purchased your service plan.

If you purchased your item used, you might have to wait 30 days before coverage goes into effect. This waiting period varies and will be detailed in the terms and conditions of your contract under a section labeled, “Waiting Period.”

The cost of a SquareTrade appliance warranty will depend on the plan you choose, the cost of the appliance you want to protect, and the contract length. Here’s a breakdown of SquareTrade protection plan pricing:


Can you buy SquareTrade after purchase?

Yes, you can. For new items the cover begins the moment you purchase the plan. However, if you are purchasing used items you will need to wait for a short period before the cover becomes active

How do SquareTrade claims work?

You can do this online by login in to the SquareTrade website and clicking on claim. During the process have your item receipt with you. In some instances, some claims are settled immediately while others you maybe directed to some steps. The company will then opt to repair or replace item.

Can you get SquareTrade after 30 days?

For the service protection plan you should get a cover within 30 days of purchasing item

How many times can you use SquareTrade?

You do not have a limit to the number of claims you can make but note that your cover is limited to the original purchase price of item. The company will do repairs until it has covered the purchase price. After each repair the value of your cover decreases

How long does SquareTrade last?

From the time of purchase it should last 1 to 4 years

Can I buy SquareTrade after purchase?

Yes, in some stores you will find provisions for the cover 

How long do I have to buy SquareTrade warranty?

For new items you should purchase your warranty within 30 days of purchase 

Squaretrade when does coverage last?

For new items the cover will begin immediately the manufacturer’s warranty expires and continue for the next two or so years


Key Features

  • Length of Coverage: For new items, coverage lasts 2 to 5 years, and starts at the date of the purchase. For used/refurbished items, coverage lasts 1 to 2 years, and coverage starts the day after the manufacturer’s warranty expires.
  • Coverage Amount: For replacement payments, you’ll be given the full amount that you paid for the item. For repairs, they will continue to repair the item until the maximum value you paid for the item has been reached.
  • Accidental Damage from Handling (ADH): You can purchase ADH as additional coverage and it covers drops, spills, and other accidental damage that may come up.  I highly recommend purchasing this for mobile devices such as your an iPhone or iPad.
  • eBay Purchases: They even have specialized coverage for new, used, and refurbished items purchased through eBay!

Top Squaretrade competitors



Bharti AXA General insurance

Future Generali

MS&AD insurance group

Power corporation Canada

Founding date













San Francisco, US

Mumbai, IN

Mumbai, IN

Tokyo, Jp

Montreal, CA


Financial services


Financial services

Financial services

Financial services

Squaretrade has built a name for itself around retail outlets across the US. Their warranties are sold side-by-side various consumer appliances. 

Featured Warranties

iPhone – The iPhone extended warranty is the best in the business. It’s better than the Apple Care extended warranty and much cheaper too. It’s the warranty that I own with SquareTrade, and I’m very glad that I got it. It’s $99, and covers drops, spills, and other accidents. It gives you two years of coverage. There are extended warranties for other smartphones and cell phones as well.

iPad – For $95, you can get a similar warranty for the iPad and I recommend it even more, because the iPad is even more expensive than an iPhone, and more fragile.

Laptops – Again, I am not a big fan of the extended warranties that large retailers like Best Buy and Dell offer, because they are typically 10 to 20% of the value of the item.  But, SquareTrade’s laptop warranties are typically 48 to 67% cheaper than other extended warranties, so it makes more sense to get the extra coverage.

eReaders – eReaders like the Amazon Kindle and B&N Nook are another popular mobile device that people are bringing with them on their commutes to work, vacations, and anywhere else they have time to do some reading.  This makes them extremely susceptible to accidental damage.  At SquareTrade, you can get a warranty for $39.99 with ADH coverage.

Our Rating Methodology

The This Old House Reviews Team is committed to providing comprehensive and unbiased reviews to our readers, and we aim to provide transparency in our review standards and research process.

Our research process includes speaking with representatives from more than 40 home warranty providers, requesting quotes, and asking clarifying questions to gain insight into each provider’s benefits and downsides. We also analyze sample contracts from each company to understand specific coverage terms.

To rate companies, we apply the data we have gathered to our review standards. These standards are on a 100-point scoring system, which is detailed below:

  • Coverage (35 points): Providers are scored based on breadth and depth of coverage. We focused on key home systems (HVAC, plumbing, and electrical), essential appliances (refrigerator, ovens, and laundry machines), and unique coverage items (such as roof-leak coverage and code violation allowances). Coverage scores are weighted by taking into account coverage caps and other limiting factors, meaning providers with greater range of coverage and higher coverage caps score the highest.
  • Value (30 points): A company’s plan value is a reflection of how well it serves the customer in comparison to what the customer pays for the policy. We accounted for monthly costs, service call fees, and cost flexibility (such as customizable service call fees, discounts, and multi-year policies).
  • Trustworthiness and Transparency (21 points): Trustworthiness and transparency are a reflection of how well the provider considers the customer’s interests. We scored items such as the length of workmanship guarantees, online availability of a sample contract, policy change flexibility, and ease of cancellation. Additionally, we scored items that reflect industry reputation and customer satisfaction, including analyzing brand reputation across the Better Business Bureau and third-party customer review aggregators.
  • Availability and Service (14 points): Quality of customer service is key to customer satisfaction. We dug into each provider’s guaranteed response times, claims processes, service flexibility, emergency availability, and more.

To share feedback or ask a question about this article, send a note to our Reviews Team at